Billing isn’t just about collecting payments — it’s the financial heartbeat of your insurance operation. It powers cash flow, enables growth, and drives customer satisfaction. Yet many insurers still rely on outdated billing systems that are slow to update, expensive to maintain, and frustrating to integrate.

What if that changed?

With Seamless Insure Billing, it has.

Built as part of our modern insurance operating system, Seamless delivers speed, flexibility, and real-time financial insight across your entire portfolio. Whether you’re processing thousands of monthly invoices, adjusting mid-term payments, or handling complex reinstatements, Seamless keeps you in control — without the headaches of legacy systems.

Why Modern Billing Matters for P&C Insurers

Being agile isn’t optional for property and casualty (P&C) insurers who want to grow. If your billing system can’t keep up with changing business demands or customer expectations, you’re already falling behind.

Legacy systems often mean:

• Long delays for updates and adjustments
• Manual workarounds that increase error risk
• Inflexibility when customers need tailored payment options
• Limited visibility into real-time financial performance

Seamless Insure’s Billing is built for tomorrow’s market, today — giving carriers the tools to enhance operational effectiveness, improve customer experiences, and boost revenue with ease.

Why Insurers Choose Seamless Insure Billing

Seamless Billing is more than a billing engine — it’s a growth enabler. Here’s why carriers make it their first choice:

• End-to-End Financial Integrity – Every premium change is tracked, booked, and reconciled from the moment a policy is sold.
• Real-Time Flexibility – Handle mid-term changes, reinstatements, and renewals instantly — no waiting for batch jobs.
• Total Visibility – Access full transaction history, premium calculations, and adjustments anytime, with complete audit trails.
• Effortless Integration – Works with your payment processors, general ledgers, ERPs, and policy admin systems.
• Ready for Any Scenario – From cancellations to complex out-of-sequence adjustments, Seamless handles it all.

All Your Billing Workflows — Covered

From the simplest renewal to the most complex endorsement, Seamless Billing supports every billing scenario, right out of the box:

• Billing schedule changes
• Cancellations & reinstatements (with or without gaps)
• Delinquencies & grace periods
• Disbursements
• Invoice creation & holds
• Lapsed coverage management
• Late, over, and underpayments
• Priced or unpriced policy changes
• Renewal reversals
• Temporary suspensions
• Write-offs

Strong Accounting, Built In

Our rock-solid double-entry accounting engine ensures every transaction is:

• Balanced, accurate, and compliant
• Fully auditable, with a clear trail of adjustments
• Transparent for customer service teams, who can see outstanding balances, upcoming charges, and transaction history instantly

Headache-Free Billing Operations

Every Seamless Billing transaction is:

• Previewable – See the impact before committing
• Reversible – Undo without messy workarounds
• Reportable – Pull insights instantly for finance, compliance, or service teams
• Auditable – Keep a clean, compliant record of every change

Example: A customer requests an endorsement that affects other policies in their bundle. Seamless lets you simulate the impact before committing — eliminating surprises for you or your policyholder.

Key Features That Drive Better Outcomes

1. Flexible Billing Schedules – Monthly, quarterly, annually, or custom instalments — update anytime without breaking the flow.
2. Real-Time Billing Adjustments – Instant recalculation for mid-term policy changes, coverage tweaks, or new items.
3. Premium Transaction Booking & Alerts – Automatic written premium transactions, with instant alerts for any posting failures.
4. Written & Earned Premium Calculation – Accurate daily calculations for IFRS 17, GAAP, and bordereau reporting.
5. Preview & Simulation – Run “what-if” scenarios for endorsements, reinstatements, or cancellations before applying them.
6. Collections & Delinquency Management – Automated reminders, grace periods, and easy reinstatement flows.
7. Payment Gateway & Accounting Integration – Works with Stripe, FIS, One Inc, Paymentus, Tranzpay, and more, while posting directly to your ledger.

Is Your Billing System Costing You?

Outdated billing doesn’t just slow you down — it costs you:

• Missed revenue from late or incorrect payments
• Increased admin overhead from manual processes
• Lower customer satisfaction due to inflexible payment options

Seamless Billing gives you full control with automation, configurable rules, and flexible payment plans to meet today’s and tomorrow’s expectations.

Most of our core functionality — from payment plans to billing forms, electronic invoicing, commissions, security, workflows, and rules — is ready out-of-the-box, so you can go live faster and start seeing results immediately.

Seamless Insure Billing: Built for Growth

Whether you’re a regional carrier, a large insurer, or a fast-growing MGA, Seamless Billing is the financial engine that keeps your business running smoothly, accurately, and profitably — today and for the future.

Want to integrate your Billing & Accounting? We’ve got you covered.

Seamless Insure delivers a highly flexible Billing & Accounting solution built to integrate effortlessly with your existing financial systems. Designed for accuracy, compliance, and control, the platform captures every premium, fee, tax, and commission at a cover-level of detail.

Through secure REST APIs, Seamless Insure connects directly with modern accounting platforms to post invoices, credit memos, vendor bills, and journals — all enriched with granular mappings to support both internal oversight and regulatory reporting.

Seamless Insure Billing: Built for Growth

Whether you’re a regional carrier, a national insurer, or a fast-growing MGA, Seamless Billing acts as the financial engine that keeps your operations smooth, accurate, and profitable — today and into the future.

With the system handled, you’re free to focus on what matters most: serving your customers.